Having a Baby - Benefits and Subsidies

Sick Benefits

If you are unable to work due to illness, you may be eligible for sickness benefits.

• More information about Sick Benefits

Ontario Child Care Supplement for Working Families

You may be eligible for the Ontario Child Care Supplement for Working Families, a tax-free monthly payment.

• More information about the Ontario Child Care Supplement for Working Families

Child and Family Benefits

The Canada Child Tax Benefit and the Goods and Services Tax Credit are tax-free periodic payments made to eligible families.

• More information about the Child and Family Benefits

Daycare and Daycare Subsidies

For information on the subsidy to cover child care costs contact your local municipality.

• List of municipal websites
• Information on daycare licensing
• List of child care associations
• Helpful information on choosing a child care centre
• Introducing your child to child care
• Day Nurseries Act

Registered Education Savings Plan (RESP)

RESPs are registered savings plans that allow savings to grow tax-free until your child enrols in post secondary education.

• More information about the Registered Education Savings Plan

Staying Home to Raise Your Child - Canada Pension Plan

The Canada Pension Plan includes a provision for parents who stay home (or reduce their earnings) to care for a child. The Child Rearing Drop-out Provision protects parents against significant reductions in their future pensions.

• Information about the Child Rearing Drop-out Provision