OHIP coverage across Canada
Find out what OHIP covers when you’re in another Canadian province or territory temporarily.
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Check your health card before you go
You should bring your health card with you if you’re planning to travel within Canada, but first, make sure it’s still valid.
A valid Ontario health card has:
- not expired
- your correct personal information on it (e.g. name, birthdate)
- your current address that’s on file with ServiceOntario
If you’ve moved, you can update your address online with ServiceOntario.
When you show your valid Ontario health card in another Canadian province or territory, you will be covered for some of the same services you’re covered for in Ontario including:
- physician services (e.g. visit to a walk-in clinic)
- services provided in a public hospital (e.g. emergency, diagnostic, laboratory)
Any service or treatment you receive in another Canadian province or territory must be medically necessary for it to be covered by OHIP.
What’s not covered elsewhere in Canada
Services that are not covered by OHIP in another Canadian province or territory include:
- services not covered in Ontario (e.g. cosmetic surgery)
- ambulance services (including transport and paramedic)
- prescription drugs and other drugs given outside a hospital
- home-care services
- fees charged by private hospitals or facilities
- diagnostic or laboratory services outside of a public hospital
- long-term care or residential services
- assistive devices (e.g. prosthetics)
We recommend that you buy private health insurance before leaving Ontario to cover any uninsured services you may need.
Away for more than seven months
If you’re going to visit, work or study in another Canadian province or territory for more than seven out of twelve months, you need to confirm your coverage before you leave. Call ServiceOntario to determine what you may need to do.
During frequent work travel
If your job requires frequent travel to other parts of Canada, your OHIP coverage will continue if you qualify as a mobile worker.
To qualify as a mobile worker, bring proof to the nearest ServiceOntario centre that you:
- travel frequently for more than 212 days in any 12-month period for work
- proof from your employer is required (e.g. letter on letterhead confirming the travel)
- make Ontario your primary home
- proof of residency is required (e.g. most recent income tax assessment, utility bill, mortgage, rental or lease agreement)
During full-time studies
To keep your OHIP coverage while studying fulltime in another province or territory in Canada, you must bring proof to the nearest ServiceOntario centre that you:
- have lived in Ontario for at least five months in the 12-month period immediately before leaving
- proof of residency required (e.g. most recent income tax assessment, valid Ontario driver’s licence, utility bill)
- are enrolled in full-time academic studies elsewhere in Canada (e.g. letter on school letterhead)
Get pre-approval for planned procedures
You need prior written approval from us for OHIP to cover some services in other Canadian provinces and territories.
Usually this is for surgical procedures that are planned ahead of time (not an emergency).
Find out more about getting prior written approval.
How to get money back
You may be charged for medically needed services or treatment you receive in another Canadian province or territory if:
- you don’t show your valid Ontario health card
- a doctor charges you even if you show your health card (they have the right to do this)
If this happens, you can submit a claim to OHIP within 12 months of the date you received the service or treatment to get your money back.
We assess claims and reimburse you according to Ontario’s physician rates.
Follow these steps to submit an OHIP claim for reimbursement:
- Fill out the Out of Province/Country Claims Submission form.
- Attach an original (not photocopied) statement from the person who provided treatment that:
- describes the service
- itemizes the fee
- names the patient who had the service
- Include proof of payment.
- Make copies of the completed form, statement and proof of payment for yourself.
- Mail your claim to:
OHIP Claims Office
347 Preston Street, 4th Floor
Ottawa, ON K1S 3J4
Moving in Canada
If you’re moving permanently to another province or territory in Canada, OHIP will cover you for the same services as when you are going away temporarily until the last day of the second full month after you leave Ontario.
Remember to apply for coverage in your new province or territory.
Contact or visit the nearest ServiceOntario centre with any questions.