Annex A: Insurable agricultural products
This Annex provides a list of all Agricultural Products and their varieties that are eligible under the AgriInsurance Agreement. The names of agricultural products in the current Operational Document, Production Insurance National Statistical System (PINSS) and the actuarial certifications must be consistent.
1.0 Yield-based coverage
- 1.1 Comprehensive Production Loss Coverage
- 1.1.1 Refer to Annex D, Section 1.1
- 1.2 High-Cost Production Loss Coverage
- 1.2.1 Refer to Annex D, Section 1.1
- 1.3 Catastrophic Production Loss Coverage
- 1.3.1 Nil
- 1.4 Producer-Paid Production Loss Coverage
- 1.4.1 Nil
2.0 Non-yield-based coverage
- 2.1 Comprehensive Production Loss Coverage
- 2.1.1 Root vegetables (Acreage Loss Basis):
- Carrots
- Celeriac
- French shallots
- Garlic
- Green onions
- Leeks
- Onions (Spanish and yellow)
- Parsnips
- Radishes
- Red beets
- Rutabagas
- Sweet potatoes
- Turnips
- Leafy vegetables (Acreage Loss Basis):
- Broccoli
- Brussels sprouts
- Cabbage
- Cauliflower
- Celery
- Chinese cabbage
- Kale
- Lettuce
- Mesclun
- Spinach
- Bok choy
- Gai lan
- Mustard greens
- Yu choy
- Fruit vegetables (Acreage Loss Basis):
- Cucumbers
- Eggplant
- Melons
- Peppers (banana/bell/specialty)
- Pumpkins
- Squash
- Tomatoes
- Watermelon
- Zucchini
- Other vegetables (Acreage Loss Basis):
- Broad beans
- Green and wax beans
- Green peas
- Sweet corn
- Premium new forage seeding
- Standard new forage seeding
- Forage rainfall (base, monthly weighting, three month option, excessive rainfall 5 mm and 7 mm)
- Bee health
- Apple trees (3% deductible option)
- Grapevines
- Labrusca (3% deductible option)
- Hybrids (5% deductible option)
- Vinifera (8% deductible option)
- Peach/Nectarine trees (6% deductible option)
- Pear trees (3% deductible option)
- Plum trees (4% deductible option)
- Sour cherry trees (5% deductible option)
- Sweet cherry trees (5% deductible option)
- 2.1.1 Root vegetables (Acreage Loss Basis):
- 2.2 High-Cost Production Loss Coverage
- Forage rainfall (bi-monthly option)
- 2.3 Catastrophic Production Loss Coverage
- Apple trees (7.5% deductible option)
- Bee health
- Grapevines
- Labrusca (12.5% deductible option)
- Hybrids (12.5% deductible option)
- Vinifera (12.5% deductible option)
- Peach/Nectarine trees (11% deductible option)
- Pear trees (7.5% deductible option)
- Plum trees (9% deductible option)
- Sour cherry trees (10% deductible option)
- Sweet cherry trees (10% deductible option)
- 2.4 Producer-Paid Production Loss Coverage
- 2.4.1 Nil
3.0 New agricultural products
An Agricultural Product is eligible to be considered a “New Agricultural Product” when less than five crop years of credible production data exists in accordance with the National Certification Guidelines. An extension beyond five crop years may apply when all parties are in agreement.
- 3.1 Nil
4.0 Changes/enhancements to the insurance plans — Effective 2025
- 4.1 Permanent program changes
- Apples — Introduction of a buffering mechanism into the probable yield methodology.
- Apples — Updated the unit price methodology for juice apples to be a fixed price based on the five-year average of the lowest published prices for juice apples in Ontario, less non-incurred costs.
- Rye — New coverage offered for fall rye grown for grain.
- Bee health — Introduced individualized deductible coverage with corresponding coverage levels (20%, 30%, 40%, 50%, 60%, 70%, 80%, and 90%).
- Pears (multi-peril) — Added 90% coverage level.
- Plums — Added 90% coverage level.
- Strawberries — Added 90% coverage level.
- FMV AL ‘other vegetables’ — Updated insurable values for ‘other vegetables’.
- Organic processing sweet corn — Updated the factor used to calculate the organic processing sweet corn claim price from 1.3 to up to 2.4 times the conventional processing sweet corn claim price.
- Processing tomatoes — Added Phytophthora capsici (P. capsici) as an insured peril under the processing tomato salvage coverage and introduced additional eligibility requirements to qualify for a salvage claim due to blossom end rot and P. capsici.
- 4.2 Pilot program changes
- Potatoes (fresh and processing) — introduced a Beneficial Management Practices (BMP) pilot that will provide potato producers with a 5% premium discount when they plant a cover crop, beginning in 2025.
Updated: November 13, 2025
Published: February 16, 2024